Opening an account shouldn’t feel like another task on your endless to-do list. Between deadlines and side hustles, nobody’s got time for long lines or complicated forms. That’s why BDO Unibank (BDO) offers the Basic Account, a quick and simple way to start banking right from your phone.
Ready when you are
With just a valid passport and the BDO Pay app, you can set up your Basic Account in minutes—no initial deposit, no maintaining balance required. All you need is your smartphone, so you can literally open an account between classes, after work, or while waiting for coffee. Other government-issued IDs are also accepted, with approval typically completed within one day.
Once it’s approved, you’re good to go. Pay Bills, Send Money, Scan to Pay at partner merchants, or Split Bill with friends using BDO Pay—all directly from your Basic Account.
Every transaction links straight to your account, making it easy to track your spending. It’s perfect for students and young professionals learning to budget without the hassle. No extra steps, no need to cash in or transfer funds between digital wallets.
Easy, simple and secure access you can rely on
Your Basic Account is made for everyday life—reliable, consistent, and easy to count on. It’s built to support your daily needs as they grow and change.
For added convenience, you can get a physical BDO Pay card and withdraw cash for free at BDO ATMs anytime, giving you dependable access to your funds whenever you need them.
And because the Basic Account is powered by BDO Unibank, you have the assurance of strong security and a nationwide branch network whenever you need in-person support.
Ready to make banking the simplest part of your day? Download the BDO Pay app and open your Basic Account now. END
About BDO BDO Unibank, Inc. (BDO) is a full-service universal bank which provides a wide range of corporate and retail banking services. Its services include traditional loan and deposit products, as well as treasury, trust banking, investment banking, private banking, rural banking and microfinance, cash management, leasing and finance, remittance, life insurance, property and casualty insurance brokerage, cash cards, credit cards, and online and traditional stock brokerage services complemented by digital banking solutions to make banking easier, faster, and more secure for our clients. BDO has one of the largest distribution networks, with more than 1,800 operating branches and 5,900 teller machines nationwide. It also has branches in Hong Kong and Singapore as well as 14 other international offices in Asia, Europe, North America, and the Middle East. BDO ranked as the largest bank in terms of total assets, loans, deposits, and trust funds under management based on published statements of condition as of September 30, 2025. For concerns, please visit any BDO branch near you or reach us through any of the channels listed in the Consumer Assistance page of our website: https://www.bdo.com.ph/consumer-assistance. For more information, please visit http://www.bdo.com.ph.
BDO is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph). Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.
